Land Loan Specialist
20% Down payment

Veteran for Veterans
Zero Down Mortgage Loan

Rural Development Loans
Zero Down payment

Michigan FHA Mortgage Loans 3.50% Down Payment

Mortgage Guides in Michigan

Purchasing a Home

• Buying a Home In Michigan Guide

• Terms of the Agreement of Sale
• Shopping For a Mortgage Loan
• Selecting a Settlement Agent
• RESPA Disclosures
• Processing Your Loan Application
• Obtaining Your Credit Report

Adjustable Mortgage Loan

• Consumer Handbook on Adjustable Rate Mortgage

Ready to start the home-financing process? Our online mortgage tools, guides, and special program pages can help you find a mortgage loan that fits your situation and budget.

Apply for a mortgage online?
Because in just a few minutes, you could get an instant decision online. Plus, when you apply online and close on a Wachovia mortgage loan, you also:

• Enjoy a discount on your fees that could save you up to $200 or more, just for applying online. This discount is available only to online applicants.
• Receive a pre-approval letter the same day. A pre-approval letter can help increase your negotiating power when you make an offer on a property.

Mortgage Tools

• Compare Mortgages—An easy way to look at the mortgage programs available to you.
• Free Pre-Qualification—In a few minutes you can determine how much you can afford and print a pre-qualification letter from your computer.
• Mortgage Calculators—Use these calculators to determine which type of mortgage is right for you.

Mortgage Information

• First-Time Home buyers—Everything you need to research and apply for your first mortgage.
• Refinancing Your Mortgage—Tips for knowing when and how to refinance your home mortgage.
• Purchase a new home. - Understand the home purchasing process.

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A+ Rating

Veteran Owned Company