Inter-Lake Mortgage Company, LLC
2675 44Th Street SW
Wyoming, MI 49519

Land Loan Specialist
20% Down payment

Veteran for Veterans
Zero Down Mortgage Loan

Rural Development Loans
Zero Down payment

Michigan FHA Mortgage Loans 3.50% Down Payment

Michigan FHA & VA Approved Lender
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Phone (616) 301-1811
Fax (616) 301-2447
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Copyright 2004 - 2012
Inter-Lake Mortgage Company, LLC
( all rights reserved )
Michigan Mortgage License
NMLS No. # 139327

Michigan First Time Home Buyers

First time home buyer
First time home buyer, we recognize that is an emotional decision you are making, as a first time home buyer. Inter-Lake Mortgage Company, LLC's primary goal is help you in obtaining your new home, and also make the most of your money for your new home. We will place you into the best mortgage loan program so that you feel more secure.

Our Site Addresses:

  1. First Time Home Buyer Guide
  2. Getting Approved Online Today
  3. Mortgage Purchase Information
  4. Mortgage Questions and Answers
  5. How Much can I afford Calculator

Remember, we are here to help you receive a low interest rate, low closing costs mortgage program, your credit and how to avoid PMI (Private Mortgage Insurance). To make sure you are 100% Homesteaded at the time of closing. Once you are approved check into how much the costs would be for homeowners insurance and property taxes.

If you would like to talk to the Inter-Lake Mortgage Company, LLC owner directly or have any questions please call (616) 301-1811 for a mortgage loan

Congratulations! You have decided to buy a new home. There is a mortgage booklet that will help you take this big financial step by describing the home buying, home financing, and settlement process. Lenders and mortgage brokers are required by federal law, the Real Estate Settlement Procedures Act (“RESPA”), to give you this booklet. You should receive it when applying for a loan, or within three business days afterwards. Real estate brokers frequently hand out this booklet as well.

You probably started the home buying process in one of two ways: you saw a piece of property you were interested in buying or you consulted a lender to figure out how much money you could borrow before you found a house (sometimes called pre-qualifying). The next step is to sign an agreement of sale with the seller, followed by applying for a loan to purchase your new home. This final step is called “settlement” or “closing,” where the legal title to the property is transferred to you.

At each of these steps you often have the opportunity to negotiate the terms, conditions and costs to your advantage. The booklet will highlight such opportunities. You will also need to shop carefully to get the best value for your money. There is no standard home buying process used in all localities. Your actual experience may vary from those described there. The booklet takes you through the general steps to buying property, to eliminate, as much as possible, the mysteries of the settlement process.

So as a Home Buyer we will make sure we educate you in your quest for purchasing your new home with confidence in making this financial decision. Inter-Lake Mortgage Company, LLC is a Michigan owned and operated lending company.

Simply apply for your mortgage loan online and we will take care of the rest. 100% of applications are accepted and there are no application fee's. Free pre-qualifying, approval. No upfront fees and no obligation.

Inter-Lake Mortgage Company, LLC
Our company and its associates are concerned that the dependability, worth, prosperity, and future of the Mortgage Industry depends upon the honor and integrity of all persons engaged in the business. We are a mortgage discount broker, in which we do all the shopping for you. As a first time home buyers we will help make your dream come true.

Free Mortgage Quote online or you may want to talk to the owner directly if you have any questions about your financial needs. Please call (616) 301-1811 for a loan.

BBB
A+ Rating

Veteran Owned Company

Current Rates

30 Yr Fixed
$200,000
4.125%
APR 4.507%
15 Yr. Fixed
$200,000
3.375%
APR 3.633%
FHA Rate
$200,000
3.625%
APR 4.125%
30 Yr Jumbo
$500,000
5.125%
APR 5.220%
15 Yr Jumbo
$500,000
4.750%
APR 4.925%
30 Yr Land
$100,000
5.350%
APR 5.565%
15 Yr Land
$100,000
4.450%
APR 4.816%
Float Land
$100,000
3.750%
APR 4.025%
Prime Rate 3.250%
Commercial
$500,000
6.375%
APR 6.723%

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Interest Rates, Mortgage program terms and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Loans are subject to credit review and approval. Properties securing all loans must be located in the U.S. Other restrictions and limitations may apply