Inter-Lake Mortgage Company, LLC

Inter-Lake Mortgage Company, LLC is a Michigan discount mortgage lender.
While this site is designed to be usable in a variety of ways, the heart of the site is the online application (apply online) that helps you find loans geared to your personal needs.

Obtain the Lowest Interest Rates in the State
More than 100 different loan programs to meet your needs and the dedication to customer service that makes it all happen.

Why our customers say they choose us because we have the lowest interest rates. You too can get the lowest rates and lock in that rate today. Just call (616) 301-1811 or APPLY ONLINE. Your own personal finance professional will be assigned to you and assist you from start to finish.

The right mortgage tools, loan programs, mortgage calculators and dedicated customer service 7 days a week!

We will contact you shortly after you fill out the simple loan application to gather additional information so we can provide more precise selection for you.

Comparing these suggested loan choices, you can do the following - all with no obligation on your part:

Receive a free pre-approval letter.

Your interest rate and closing costs

Who can answer questions not addressed here?
We welcome questions you may have, even if you are working with another company and “not always getting a straight answer”. We are always willing to find the answer and even put in writing. We are always online, Email at RBailey@Inter-Lake-Lending.comor call (616) 301-1811.

Do I need to be ready to apply for a loan now?
No. Though this site is designed to let you step easily through the process of finding your home loan in one sitting, feel free to use this site in the ways that best fits your present situation.

Although we hope you will choose to apply for a loan with us. You are under no obligation to do so. Use of this site does not prevent you from using other lending brokers or lenders in your search for a mortgage loan.

What is the difference between a mortgage broker and a direct lender?
A mortgage broker is an independent mortgage company working for your benefit. We receive wholesale pricing from lenders and have a large variety to choose from, this includes competing interest rates, lower closing costs, and customize to your mortgage needs. As to direct lenders, you are working with a retail loan officer (salary, commission, and benefits) that presents the lender with a lot of overhead to employ their loan officers. The secondary marketing department will send out daily wholesale pricing (to brokers) and retail pricing (their loan officers). It is much less costly to buy from a mortgage broker than it is to maintain an employee, with no production guarantee.

An Annual Percentage Rate (APR) includes both your interest rate and any additional cost or prepaid finance charges such as the origination fee, points, the initial private mortgage insurance, underwriting and processing fees. (Your actual fees may not include all of the items above.) The APR is an universal measurement that will assist you in comparing the cost of loans offered by different finance lenders.

Find out about our Net Branch Opportunities.