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Mortgage Glossary

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Offer To Purchase
A written document submitted by the buyer to the seller containing the price and conditions under which the property will be bought.

Original Principal Balance
The total amount of principal owed on a mortgage before any payments are made.

Origination Fee
A fee paid to a lender for processing a loan application. The origination fee may be stated in the form of points. One point is 1% of the mortgage amount.

Origination News
Is a leading mortgage industry magazine.

Origination Points
See points

Owner Financing
A property purchase transaction in which the property seller provides all or part of the financing.

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